This is a personal, single-user tool. It is not a commercial product, it has no customers other than its own operator, and it is not offered to the public.
It connects, via Enable Banking's Open Banking (PSD2) API, to the operator's own bank account, with the operator's own explicit consent given directly to the bank during authentication. It reads account transaction data for the sole purpose of categorising the operator's own expenses and producing personal spending statistics.
Data is not sold, shared, or shown to any third party. It is not used for advertising, profiling for any purpose other than the operator's own personal budgeting, or any commercial purpose. Nothing here initiates a payment or moves money; the connection is read-only account information access.
All data stays on hardware the operator owns and controls, on a private network. Nothing is sent to any server other than Enable Banking's own API (needed to fetch the data itself) and the operator's own local infrastructure.
The operator can revoke this application's access to their bank account at any time, directly through their own bank's online banking or app - the standard PSD2 consent-revocation path, not something this application controls.
This application has one operator and one user, the same person. Questions about it go to that person directly.